Frequently Asked Questions

PayGo.Network is your friendly neighborhood AI chat service that won't require you to sell a kidney. We provide access to the latest AI models from OpenAI (GPT-4o, GPT-4o-mini), Anthropic (Claude 4), Google (Gemini), and even indie developers building their own custom models. Transparent, pay-as-you-go pricing. No subscriptions, no hidden fees, just pure AI goodness at wholesale prices (plus a tiny markup to keep our servers running).

It's simple math: 1 credit = $0.001 (that's 1/10th of a cent).

You buy credits, we deduct them as you chat. No monthly fees, no commitments, no awkward breakup conversations.

The actual cost depends on:

• Which AI model you're using (GPT-4o-mini is usually the cheapest, but some indie models might surprise you)
• How long your messages are
• How verbose the AI decides to be

Great question! Here's the deal:

• ChatGPT Plus: $20/month whether you use it once or 1000 times
• PayGo.Network: Pay only for what you use (most users spend $2-5/month)
• No usage caps or "You've reached your limit" messages
• Access to the same models (we're basically cousins)
• Your unused credits never expire

Perfect for casual users, developers testing APIs, or anyone who hates subscriptions as much as we do.

We've ditched passwords because, let's be honest, they're annoying and everyone uses "password123" anyway.

Here's how our passwordless system works:

• Enter your email address
• We send you a 6-digit code (valid for 5 minutes)
• Enter the code, boom, you're in
• Check "Remember me" to stay logged in for 30 days

No passwords to forget, no "forgot password" emails, no sticky notes on your monitor. Just your email and a code. Welcome to 2025.

Want even more privacy? You can also sign in with your Solana wallet - no email required, no personal info, just pure decentralized authentication. It's like being a digital ghost, but cooler. 👻

Of course! We really, really don't give a flying F who you are.

But we do care about privacy, in general.

• ProtonMail? ✅ Go for it
• TempMail? ✅ Sure thing
• 10MinuteMail? ✅ Just remember to save your login
• YourCat@SecretLair.onion? ✅ Meow

Just make sure you can receive the 6-digit code. That's literally our only requirement.

Here's some example pricing (varies by provider and model):

* Actual costs vary based on message length. We show the exact cost after each response.

Our service fees vary from 10% to 25% depending on the model and context size. Here's a real example:

Why do we charge service fees?
These fees help us cover:

• Infrastructure costs (servers, databases, CDN)
• OpenAI API premium access fees
• Payment processing fees
• Business taxes and compliance
• Development of new features
• 24/7 service availability

💡 Pro tip: GPT-4o-mini typically has the lowest service fees due to its efficiency!

Nope! Your credits are immortal (unlike us). Buy them today, use them in 2030. We don't believe in expiration dates for digital goods. That's just mean.

We currently accept:

• Credit/Debit cards (via Stripe)
• Cryptocurrency (because we're cool like that)
• NOT accepting: IOUs, promises, or your firstborn

Indie AI models are custom-trained models created by independent developers, researchers, and small teams. Think of them as craft beer vs. Budweiser – smaller batch, potentially more specialized, sometimes weird in a good way.

Here's what makes them special:

• Specialized: Many are fine-tuned for specific tasks (coding, creative writing, technical support)
• Experimental: Indie devs can try wild ideas that big corps won't touch
• Direct support: Problems? You might actually talk to the person who built it
• Revenue sharing: Your credits support independent AI developers directly

⚠️ Note: Indie models go through our safety review, but they might have more personality quirks than corporate models. That's a feature, not a bug.

We believe in supporting the indie AI ecosystem. Here's how it works:

The exact split depends on:

• Model performance and reliability
• Developer's infrastructure contribution
• Support and maintenance commitment
• Usage volume (more usage = better rates)

Every time you use an indie model, you're directly supporting independent AI development. It's like buying from a farmers market, but for neural networks.

We're not running a free-for-all AI rodeo here. Every indie model goes through our review process:

1. Initial Testing: We run the model through various prompts to check for harmful outputs
2. Developer Verification: We verify the developer's identity and track record
3. Technical Review: Check for data leakage, privacy concerns, and performance issues
4. Community Feedback: Early access users help us identify edge cases
5. Ongoing Monitoring: We track user reports and model behavior

⚠️ That said, indie models might have more "personality" than corporate ones. If a model starts acting weird, hit that report button faster than you'd unsubscribe from a gym membership.

Our emergency response plan (aka "Oh Shit Protocol"):

We take this seriously. A rogue AI reflecting poorly on us is bad for business, bad for trust, and bad for our anxiety levels.

Absolutely! We're always looking for cool new models. Here's how:

• User Requests: Use the "Need help?" button to suggest models
• Developer Applications: Know someone building AI? Send them to our developer portal
• Community Voting: Coming soon™ - vote for which models to add next

Popular requests so far: "AI that writes my emails but makes me sound smart", "Code reviewer that's less mean than my senior dev", and "Therapist AI but make it funny". We're working on it.

Yes! Models with the 📎 icon support image uploads. Just click the paperclip, select your image, and watch the magic happen. Perfect for "explain this meme" or "what's wrong with my code screenshot" moments.

Your chats are as private as a diary with a lock (that actually works):

• We don't train on your data
• We don't sell your data
• We don't even read your chats (too busy, honestly)
• You can share chats publicly if YOU want to

Check our Privacy Policy for the boring legal version.

🔒 TL;DR: Your content is encrypted and stored securely on our servers (unless you decide to share it publicly). Only you and the AI API can access them. We take privacy seriously (and have better things to do than read your chats).

What about sharing? When you share a chat publicly, it becomes accessible to anyone with the link. The messages remain encrypted in our database but are decrypted on-the-fly for viewers. You can unshare anytime to revoke access.

P.S. If the NSA wants to read your chat about whether hot dogs are sandwiches, they'd need to break AES-256 encryption. By then, we'll all be living in the metaverse eating virtual hot dogs anyway. 🌭

We've instructed all our AI models to be nice, but if one starts planning world domination or suggests pineapple on pizza, please use the "Need help?" button immediately. This is not a drill.

Honestly? We're all just different coffee shops on the same street, serving the same beans from the same supplier (OpenAI, Anthropic, etc.).

Think of it this way: Some shops have jazz music and velvet couches. Others have standing desks and productivity podcasts. One has cats. Another has board games. We decided to be the one with transparent pricing on the wall and a tip jar labeled "Credits."

The beautiful thing about the AI proxy market is it's like the Wild West, but friendlier and with better documentation. There's room for everyone:

• The Enterprise Folks: They wear suits to Zoom calls and say "synergy" unironically
• The Indie Hackers: Built their proxy in a weekend, added dark mode in another
• The Privacy Zealots: Your data goes through more tunnels than a Swiss train
• Us: We just really hate subscriptions and think credits should last forever

TL;DR: We're all middlemen with different vibes. Pick the one that matches your energy. We're the "pay-as-you-go with a side of sarcasm" option. ☕

Mad at us? We're their favorite kind of customer! We pay our bills on time, follow their terms of service, and essentially work as their unpaid sales team. It's like asking if Coca-Cola is mad at convenience stores.

Here's our relationship status with the AI overlords:

• OpenAI: We're cool. They get their API fees, we get to make jokes. Win-win. 🤝
• Anthropic: Claude is coming soon™! They seem chill about proxies. Very constitutional of them. 📜
• Google: Gemini integration pending. They're too busy naming things to be mad. 🎲
• Meta: Llama's open source, they literally want us to use it. Thanks Zuck! 🦙
• Microsoft: We... don't talk about Microsoft. (But Azure OpenAI exists, so... complicated? 🤷)

* Disclaimer: No AI companies were harmed in the making of this service. Except maybe Microsoft's feelings, but that's a feature, not a bug.

CHATBOTS ARE JUST THE BEGINNING, ANON.

You think we're stopping at text generation? That's like inventing the internet and only using it for email. We're building the AWS of AI services, except without the soul-crushing corporate dystopia part.

The goal? One account, one credit balance, access to every AI service on the planet. Pay for what you use, use what you need. No subscriptions, no bullshit, just pure computational power at your fingertips. The future is pay-per-use, and we're driving the fucking bus.

Fair question. Here's why we're different from every other "revolutionary AI platform" pitch deck:

1. No VC money = No pressure to enshittify the product
2. We use our own product daily (dogfooding is real)
3. Small team = We can move fast without 47 meetings
4. We hate subscriptions as much as you do

But don't trust us. Watch us. We ship updates faster than your corporate job ships excuses.

Fuck you.

But also...

Send us an email: business@paygo.network

(We'll probably tell you to fuck off more politely in private, but hey, money talks and bullshit walks, right?)

You're an idiot to think that EVERYTHING crypto related is bad.

Find a better solution for micropayments, I dare you! Go ahead, I'll wait...

Look, we get it - crypto bros ruined crypto's reputation. But the technology is actually useful for specific things, like letting people pay for AI chats without giving Visa/Mastercard their pound of flesh. If you have a better solution that's cheaper, faster, and works globally, we're all ears. Until then, cope and seethe.

Please, an AI wrote this shit. I'm not that smart.